RV Extended Warranty or Insurance Policy

Some companies sell Warranties and some sell Insurance Policies.

Do your due diligence and talk to all of them, before purchasing any RV Extended Warranty.

Before investing in an RV extended warranty plan, you’ll want to make sure you qualify. Eligibility depends on a few main factors: vehicle model, model age, and mileage. Most warranty brokers will have caps on age and mileage. Additionally, just about every policy on the market will deny coverage to salvaged title vehicles. Because there are so many different types of RVs, warranty plans are highly individualized—just as they should be. Coverage will vary based on the vehicle’s components and needs.

Additionally, reputable RV extended warranty brokers may require you to get an inspection prior to securing a coverage plan. This will ensure that any preexisting conditions are taken care of before the RV warranty policy is activated. In the event that a covered component suffers a breakdown, you’ll have access to the inspection showing it was in working order at the time the policy was placed. Your policy administrator will pay for its repair and replacement. Large preexisting conditions may disqualify you from buying an extended RV warranty until the issue is addressed.

If you’re thinking about selling your RV, make sure your warranty is transferable. Luckily, some policies will transfer to the new owner! This is a great selling point for you.

Used RVs

One of the most frequently asked questions is whether you can get an extended RV warranty plan for a used rig. The simple answer is, yes, you can! If you’re buying a used RV from a third party, it probably isn’t too late to secure some level of coverage.

Warranties don’t cover preexisting conditions or failures caused by a lack of routine maintenance. You must have the routine maintenance done on schedule. RV warranties are intended to cover repair and replacement for unexpected parts failures. Your RV extended warranty won’t do you any good if you manage to void it by ignoring possible maintenance concerns.

To avoid preventable breakdowns, be proactive about oil changes, fluid replenishing, cleaning, and tire rotation. If you fail to do so, any resulting damage will not be covered by your extended RV warranty. If you do your own maintenance, make sure you refer to the owner’s manual to ensure that you are following the recommended schedule, and using appropriate parts and fluids. Be sure to keep a log and receipts of your purchases for the routine maintenance items.

Mechanical Modifications

Some folks like to heavily modify their vehicles. Changes to your RV are generally fine, but if you are planning to make any changes to the vehicle’s mechanical function, you should call your RV Warranty Specialist beforehand. These changes will likely void coverage, so it’s best to ask first. You don’t want to lose out on valuable coverage because you neglected to review the terms of your policy.

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