Going Full Time in your RV
Items you may want to know before hand and think over before starting out.
When RVing full time, you will need to Choose a State to Domicile in.
Your domicile is your legal residence. It will determine where you vote, your tax rate, your insurance rate, and much more. When deciding which state to call yours, do your homework.
The most common states for full timers are Florida, Texas, and South Dakota. Here are some things to consider.
Does the state have a state income tax, and what is it?
Does the state have personal property tax?
What will it cost to register your RV and car? Do you need inspections before registration?
What is the vehicle insurance rate?
What is health insurance going to cost for that state? What is available in the healthcare marketplace for that state?
What are the jury duty rules? Will you have to return for Jury Duty.
Eight States Don't Have an Income Tax
Saving for retirement is important, but saving money in retirement is important as well. One possible way to save money is to move to a state with no income tax. For retirees, that can mean no state tax on Social Security benefits, pensions, and other sources of retirement income.
The Eight states are, Florida, Alaska, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming have no income taxes.
Getting Your Mail
Many full time RVers use mail forwarding services. These services provide you with a physical address and can help you establish a residency in a day or two. They provide a legal address that you can use to open bank accounts, pay taxes, insurance, apply for a driver's license, and more.
When choosing a mail forwarding service; I recommend that you think about the future, when you stop RVing, where do you want to live. If you pick a forwarding service where you think you want to end up it will be easier as you will already have bank accounts, been paying taxes, insurance, a driver's license, and more.
The following are popular options for RVers:
St. Brendan's Isle, https://www.sbimailservice.com/
Escapees, https://escapees.com/mail-service/
Good Sam, https://goodsammailservice.com/
My RV Mail, https://myrvmail.com/
Texas Home Base, https://www.texashomebase.com/
Your Best Address, https://yourbestaddress.com/
Dakota Post, https://www.dakotapost.net/
With a Mail Forwarding Service you get no JUNK Mail.
Then you have your kids. Are they willing to go through all your mail? Do you really want them to go through all your mail? Can they send you PDFs of important mail you need to take care of right away. Yes, you love your kids, but may I suggest you do not put that burden on them. Spend the little bit of money for a mail forwarder. So the kids can enjoy their lives to the fullest.
